Should I Borrow Against My House to Pay the Nursing Home?
By Gabriel Heiser

It is not too unusual for a child to try to cover the cost of a parent's nursing home stay by taking out a home equity loan against the parent's house. Wise move or not?

Let's assume Daughter took out a home equity loan to pay for Mom's long-term care. Unfortunately, what Daughter did not realize is that she is paying more than she needed to, often thousands of dollars more. Why is that?

Eldercare - Caregiving, Nursing Home, Medicaid,
Living Wills Information and More
By Rocco Beatrice

Elderly care is an event that most children do not wish to think about. No one wants to think about his or her parent growing old. We look to our parents for guidance and support, but there comes a time when the parenting roles reverse.

It is important to discuss future events with your loved ones and develop a long-term plan for their care for when they become unable to care for themselves. Developing an Eldercare checklist is a proactive way to ensure your loved ones whether parents or grandparents receive the level of care they need and services they want, or, in the case of artificial nutrition, they may not want.

There's No Place Like Home - 
Keeping Independent Seniors Safe
By Rick Trujillo

It's hard to think of our parents and loved ones not always being strong and capable, but like all people, they get older. And as they do, it falls to us to take care of them. Unfortunately, the older they get, the harder it is to move around and keep the independence that they've grown accustomed to. Many want to stay in their own homes, but with their changing needs that gets more and more difficult.

The number one risk for seniors living independently is falling, whether it's slipping getting out of the shower, tripping over a rug, or losing balance on the stairs. According to the United States National Institute on Aging, each year more than 1.6 million seniors are treated in emergency rooms for fall-related injuries.

Advice For Seniors -
Working Your Way Through Retirement
By Rosie Fletcher 

Caring for the elderly can be daunting and challenging at times. It is something to that everybody has something to worry about sometime. Everyone gets old in each and every family, and at the very least, most people have a relative of an advanced age. This stage poses a lot of uncertainty and behavioral change that the person himself/herself is unaware and can hardly control.

1. Theory on Behavioral Change Among Elderly
Each of life's stages are characterized by unprecedented behavioral change. Your preferences in food, color, clothing style, company, music genre, etc are mostly affected. In a latest study, it was found that people periodically change in their preferential course of life, including aspirations approximately every 7 years. Just as how complex this change in the early life are as complicated when one turns into old age. People may find elderly people annoying but these behaviors are a result of various physiological processes occurring in their body as they approach such age. Many may have seemed to develop resentment on an activity that they previously enjoy. They develop resistance to many things such as loud sounds, discomfort on almost anything, incontinence, and apparent withdrawal from the society. Understanding these queer behaviors and how they arise will provide you valuable information that you can use in tailoring the kind of care needed for your elders.